Tag Archives: Daryl Diamond Winnipeg

Don’t make the decision to retire without knowing that you have the assets you need to fund the lifestyle you seek. This is one of the prime functions of your blueprint. It can help you determine if it is feasible to do … Continue reading

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Have you ever been driving to a destination and found yourself wondering if you had enough fuel to complete the trip? It is a very unsettling and stressful feeling and does not make for an enjoyable journey, for either the driver or … Continue reading

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Last post we talked about the new rules of the CPP. Today, we continue our discussion in what you need to know to be fully prepared when it comes time for your to claim your pension. So, Should You Still … Continue reading

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In 2012, there was four key changes to the Canada Pension Plan. The changes will started in 2012 and will be fully implemented by 2016. First, there is a positive change in the calculation of career earnings. Simply stated, by … Continue reading

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Today’s post, we are going to look at RRSPs as the next layer in building the cash flow you need. Granted, the payments from RRSP/RRIF plans are fully taxable, but you do have a greater degree of access to these … Continue reading

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This “Cash Wedge” is what Daryl Diamond calls the income delivery process he developed in 1993 and has been a success ever since. The Process This withdrawal model incorporates a number of income and investment concepts within it, some of … Continue reading

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You may recall our earlier post on Aligning your Investments with Your Income Plan. There are many great models and theories to examine when trying to determine the appropriate level of withdrawal from income-producing assets. The main challenge is not … Continue reading

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We continue discussing the differences between the two types of pension income: Life Annuity and Life Income Fund (LIF) for our last post: Comparing the Life Annuity and the LIF – Part 1. Here are some more unique features of … Continue reading

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We receive so much information everyday and when it comes to your pension statement, it is important to know what those numbers mean. Defined Contribution Plan Pension Statement In your annual statement, the account balance of he pension plan will … Continue reading

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