Articles for consumers

BNN Bloomberg - When is the right time to retire?  Daryl Diamond, founder and advisor at Diamond Retirement Planning Ltd, has spent the last 29 years dedicated to retirement income planning.  He speaks with BNN Bloomberg on when is the right time to retire. Watch the interview here

Album liner notes for retiring. New book by Winnipeg's own retirement income guru leverages the music of boomers to help rock 'n' roll's generation prepare for a long, strange trip
The Winnipeg Free Press - December 19, 2020 featuring Daryl Diamond
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A new, new normal for retirement - Survey finds Canadians less prepared for retirement than previous generations; given all that's gone on, can you blame us? 
The Winnipeg Free Press - November 14, 2020 featuring Daryl Diamond
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Why the silence over tax discrimination faced by solo seniors?
The Globe and Mail - October 9, 2019 featuring Daryl Diamond
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Young boomers retiring with a whimper
The Winnipeg Free Press - May 25, 2019 featuring Daryl Diamond
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Three retirement books that can really help you
The Globe and Mail - February 5, 2019 featuring Daryl Diamond
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The best time to start CPP - if you don't know when you will die. Taking benefits later can pay off. But here's the case for taking CPP sooner
Money Sense - November 27, 2017 featuring Daryl Diamond

Woman struggles after drop in income - Removing money in small increments could help avoid tax penalties
The Winnipeg Free Press - Money Makeover Saturday, October 15, 2016 featuring Karen Diamond
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The Parent Trap -- Does child's student debt stand in way of affordable retirement for single mom?
The Winnipeg Free Press - Money Makeover Saturday, March 19, 2016 featuring Karen Diamond
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Seeking the perfect mix - Couple wants tax-saving retirement plan to juggle many sources of income
The Winnipeg Free Press - Money Makeover Saturday, November 28, 2015 featuring Daryl Diamond
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From Pain to Payout - How to create the conditions for a smoother ride in retirement with a potentially strong finish
Dynamic Advisor Magazine Fall 2015 featuring Daryl Diamond

The pension plan -- Couple plan for early retirement but can they get by with kids in thick of university?
The Winnipeg Free Press - Money Makeover Saturday, October 17, 2015 featuring Karen Diamond
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Simplified retirement - Semi-retired couple's savings match plans, but can they help family? 
The Winnipeg Free Press - Money Makeover Saturday, June 20, 2015

Renovation finance - Home improvement has woman wondering impact on retirement plans
The Winnipeg Free Press - Money Makeover Saturday, May 16, 2015

Retirees can save money by trimming RRIFs and RRSPs, adding to TFSAs
The Globe and Mail - Friday April 24, 2015

Savings dilemma - Couple in their 80s want to use remaining RRIF funds to travel while they can
The Winnipeg Free Press - Money Makeover Saturday January 24, 2015

Money to match? Successful entrepreneur questions whether his business can help fund six-figure retirement-income needs
The Winnipeg Free Press - Money Makeover Saturday October 11, 2014

Expert checkup - Well-prepared couple hopes for comfortable retirement
The Winnipeg Free Press - Money Makeover Saturday July 12, 2014

Cash-flow hazards? Mindy wants to join her husband in retirement, but fears the financial train wreck.
The Winnipeg Free Press - Money Makeover Saturday May 17, 2014

Monday Makeover looks at a couple who want $50,000 a year to live a comfortable retirement. Do they have enough money?
The Toronto Star - Monday, April 21, 2014

Second opinion: Couple gets another advisor to review retirement plan
Winnipeg Free Press - Saturday, January 11, 2014

In withdrawal mode? How best to manage a RRIF
Globe and Mail - Monday, December 2, 2013

Should Eleanor, 67, sell her nest to fund retirement?
Globe and Mail - Tuesday, November 12, 2013

Money Makeover - Retirement-ready?
Winnipeg Free Press - Saturday July 6, 2013

CPP early or late? 4 reasons to take it early
The Toronto Star - Saturday April 13, 2013

Money Makeover: Staggered Retirement
Winnipeg Free Press - Saturday April 6, 2013

A steady retirement payday - An income fund's fixed-payout option increasingly popular in these volatile times
Winnipeg Free Press - Saturday March 16, 2013

Avoid the tax bite when it’s time to tap your RRSP
Globe and Mail - February 25, 2013

Put your retirement payouts on auto pilot
Globe and Mail - February 2, 2013

Cloudy Crystal Ball? Early retirement plans must respond to changing conditions
Winnipeg Free Press - Saturday, January 5, 2013

‘It’s not a pension crisis, it’s a savings crisis’ - Failure to plan may mean lifestyle cutbacks for Canadians
Financial Post - November 23, 2012

You may have to shift investments when you retire
The Toronto Star - Moneyville - September 23, 2012

Reluctant to Relax: Retired couple should stop worrying, draw on RRSP's
Winnipeg Free Press - September 8, 2012

Daryl Diamond specializes in creating tax-efficient strategies for clients in the disbursement phase of their lives
Investment Executive Magazine - September 2012

Disabled Retirement - Couple faces limited resources due to long-term illness
Winnipeg Free Press - June 30, 2012

What retirement style do you want?
Financial Post - June 8, 2012

The nest is feathered with cash
Financial Post - May 28, 2012

Near-perfect plan.  Investing heavily for retirement brings own set of concerns.
Winnipeg Free Press - April 28, 2012

How to extend the life of your retirement fund
Canadian Business - Larry MacDonald - January 27, 2012

How To Tap Your RRSP
Conventional wisdom syas that when you retire and tap your nest egg, you should wait as long as possible before touching your RRSPs.  That advice is wrong: Do it right, and you could slash your taxes by thousands
MoneySense Sept/Oct 2011

Money Makeover: A working retirement
Couple plan post-job goals with a little extra income in mind
Winnipeg Free Press - October 8, 2011

Why is retirement so hard for Baby Boomers
The Toronto Star - Moneyville - May 24, 2011

BLUEPRINT for Retirement - Winnipeg planner's new book cuts through conundrum
Winnipeg Free Press - April 2011